Insurance Expert Patrick Hughes: Renters Insurance

Jul 28 2014 | 10:52 AM

    Personal Property Protection - Covers your belongings against covered loss or damage from Fire, Lightning, Falling Objects, Smoke, Explosion, Wind and Hail, Water Damage from plumbing, steam or water heating systems.

    Theft - Can help protect your personal property against several types of loss due to theft: Theft in your home, Theft away from home, Stolen or forged checks, Stolen credit cards.

    Family Liability and guest medical expense - If a guest is accidentally injured while on your property. renters insurance can help cover their medical expenses, regardless of who was at fault, up to policy limits.

    Additional Living expense - Can help by reimbursing you for reasonable increases in living expenses when a loss Allstate covers makes your residence uninhabitable. This may include payments for the cost of a hotel , food, and other expenses.

    Coverage for special items - For an additional premium, you can increase protection for valuables such jewelry, silverware. home electronics and collectibles

    Patrick Hughs
    5 State Rt 94, Ste CVernon, NJ 07462
    (973) 827-4141
    Ask Patrick Hughs a Question
    agents.allstate.com/patrick-hughes-vernon-nj.html

    As a Personal Financial Representative in Vernon, I know many local families. My knowledge and understanding of the people in this community help me provide customers with an outstanding level of service. I look forward to helping families like yours protect the things that are important – your family, home, car and more. I can also help you prepare a strategy to achieve your financial goals.